🦷 Dental Insurance

Dental Coverage
That Fits Your Budget
And Your Smile.

Mocombe Financial Services offers three types of dental coverage through one enrollment link — Select Dental PPO, Select Dental Copay, and Dental Indemnity. Aetna network, 89,000 providers. Coverage starts day one.

Enroll Online in 5 Minutes → 📞 Call Us
🔒 Secured by Allstate Health Solutions ✓ Licensed Independent Broker ✓ No Obligation
🦷 Dental — Three Plan Types
Dental Plans Coverage Day One
Select Dental PPO, Select Dental Copay, and Dental Indemnity — all through one enrollment link. Optional vision add-on available.
3 Plan Types one enrollment link
Enroll Online Now →
89,000Aetna Dental Providers
3 TypesPPO · Copay · Indemnity
$3,000Max Annual Benefit
98,000Vision Providers
Day 1Coverage Begins
Why This Plan

Key Benefits at a Glance

Everything you need to know about what this plan covers and why it matters for your family.

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Select Dental PPO

Coinsurance plans (Value, Plus, Prime) with coverage day one. Annual maximum increases each year. Optional orthodontics on the Prime plan. Optional vision from Avēsis.

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Select Dental PPO Copay

Flat copay plans — no deductibles. Copay 2 plan has no annual maximum and no waiting periods on any service. Predictable, flat costs every visit.

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Dental Indemnity

Cash benefits for dental care — you know exactly what the plan pays. Available from birth to age 94. Add the Network Savings Card for an additional 45% off.

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Optional Vision Coverage

Add vision coverage from the Avēsis network — 98,000+ providers. Two plan levels. Helps pay for annual exams, frames, lenses, and contacts.

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Benefits That Grow

Coinsurance PPO plans pay more after year one. Annual maximums increase through year three. The longer you stay, the more your plan covers.

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89,000 Aetna Providers

One of the largest dental networks in the country. Easy to find a neighborhood dentist near you who accepts your plan.

How It Works

Three Simple Steps

Getting enrolled and covered is straightforward. Here's exactly what happens.

1

Compare Plan Types

Choose between PPO (coinsurance), Copay (flat fees), or Indemnity (cash benefits). All enroll through the same portal.

2

Add Optional Vision

During enrollment, you can add vision coverage from Avēsis for two affordable plan levels.

3

Use Your Coverage Day One

Most plans cover preventive care immediately. Show your ID card at your next dental visit.

Start Your Application →
Common Questions

Frequently Asked Questions

Honest answers to the questions we hear most. Still have one? Ask our AI advisor or call us directly.

Which dental plan type is right for me?
PPO coinsurance is great if you want benefits that grow over time and the option for orthodontics. Copay is best if you want flat, predictable costs with no deductibles. Indemnity works well if you want cash benefits and flexibility, especially for families with wide age ranges.
Is there a waiting period?
Most preventive and basic services have no waiting period. Major services have a 6-month waiting period on most plans, except the Copay 2 plan which has no waiting periods at all.
Can I add vision coverage?
Yes — vision coverage from Avēsis can be added to any dental plan during enrollment. Two plan levels are available. Not available in VA for the PPO plan.
Is orthodontics covered?
The Select Dental PPO Prime plan covers orthodontics for children under 19. Coverage increases after the first year up to a $1,000 maximum.
Can I go out of network?
Yes — all plans allow out-of-network providers. The plan pays the maximum allowable amount; you pay any remaining balance. In-network providers offer negotiated rates for maximum savings.
Complete Your Protection

Families Who Add These Plans Are Fully Covered

Most families benefit from layering 2–3 plans. Here are the most common companions to this coverage.

🛡️ Critical Shield
Cancer, Stroke & Heart Attack. $25K–$75K lump sum paid to you. Guaranteed issue option available.
Enroll in Critical Shield →
🏥 Hospital Expense Protection
Fixed cash for hospital stays, ambulance, and ICU. Benefits start day one. No network restrictions.
Enroll in Hospital Plan →
💚 My LIFE Wellness
$19.50/month for your whole family. Includes dental savings 20–50% off — stacks with your dental plan.
Enroll in Wellness →

Your Smile Deserves Real Coverage

All three dental plan types enroll through one link. Compare PPO, Copay, and Indemnity options and choose the one that fits your budget. Coverage starts day one.

Enroll Online Now → 📞 Call Mocombe Financial Services
Dental plans are underwritten by National Health Insurance Company, marketed as Allstate Health Solutions. Plans provide limited dental benefits and are not comprehensive health insurance. Coverage is renewable to age 65 (PPO/Copay) or upon compliance with plan provisions (Indemnity). Dental Indemnity available birth to age 94. These plans do not meet pediatric dental coverage requirements under the ACA. Not all plans available in all states.